Well, today was meet with the banker day. As it turns out, there are TONS of hidden costs in buying a home (yes Mom, you were right). So I can get the loan, but it would put me quite near financial ruin. Not exactly how I planned it. That means back to the budget... and saving for another 6 months or so. Then I'll have enough cash and some for backup. I would hate to lose everything because I rushed into it and didn't have a little patience (which we all know I have lots of to begin with). And I definitely don't want to get into weird loans where my payments will skyrocket in a year.
That said, I cried my little eyes out.
On the other side of the coin, chances are that the market is going to get even better over the next few months and perhaps interest rates will come down a little. That way I'll get a better house for less money. Either way, it was a great (but tough) life lesson. I plan on looking for the next few months to make sure I know where the market is going and watching the interest rates.
I'm off to eat. Late.
Monday, August 7, 2006
Sunday, August 6, 2006
House Stalker
So I've officially become a house stalker.
Let me explain. On Saturday Alyse took me and my parents out to look at the list of potential houses that I found. Surprisingly, the one that I loved from the outside turned out to be weird on the inside (who makes the master bedroom only have a half bath?!) and the one that I felt kinda "eh" about the front I fell in love with. It's a three bedroom two bathroom ranch style home with the most amazing back yard. There are mature fruit trees (oranges, lemons, grapes) and a cool little shed for all of my outdoor stuff. The inside has been completely remodeled and looks amazing! It's nice and roomy and very bright. I'm hoping to meet with my mortgage consultant tomorrow to prepare to make an offer this week. I'm scared to death and completely excited all at the same time!
Now back to the stalking. I have driven through that neighborhood four times since Saturday. We've talked to the neighbors, checked out the grocery store around the corner and looked it up on the Megan's Law website (no sex offenders for me!). The good news is that I think the neighborhood is very nice. The people all seem very friendly and the houses around it are taken care of.
*crossing my fingers and holding my breath*
Let me explain. On Saturday Alyse took me and my parents out to look at the list of potential houses that I found. Surprisingly, the one that I loved from the outside turned out to be weird on the inside (who makes the master bedroom only have a half bath?!) and the one that I felt kinda "eh" about the front I fell in love with. It's a three bedroom two bathroom ranch style home with the most amazing back yard. There are mature fruit trees (oranges, lemons, grapes) and a cool little shed for all of my outdoor stuff. The inside has been completely remodeled and looks amazing! It's nice and roomy and very bright. I'm hoping to meet with my mortgage consultant tomorrow to prepare to make an offer this week. I'm scared to death and completely excited all at the same time!
Now back to the stalking. I have driven through that neighborhood four times since Saturday. We've talked to the neighbors, checked out the grocery store around the corner and looked it up on the Megan's Law website (no sex offenders for me!). The good news is that I think the neighborhood is very nice. The people all seem very friendly and the houses around it are taken care of.
*crossing my fingers and holding my breath*
Friday, August 4, 2006
Who Smokes Pot At A Kelly Clarkson Concert?
For real, it happened. We had lawn seats at the concert and lo and behold, there is a whiff of pot in the air. Now, just in case you had any doubt, the Kelly Clarkson demographic just so happens to be about 99.9% female between the ages of 5-30 and about 0.01% of the men who date or are married to one of those females. So I would really like to know who within that demographic was puffing the magic dragon. A little bit scary.
Seriously, the concert was a blast. We got there just in time, heard the opening act do their thing (Rooney was the name of the band) and then Kelly did about an hour of music. She did some stuff off her new album that's coming out as well as some old stuff and some borrowed music. Towards the end Brigitte comments on how amazing it is that singers remember so many songs - just a few minutes later Kelly totally forgot an entire verse. She was good about making a joke, but Brigitte's timing was hilarious. No doubt about it, that girl can sing. She is just as good in concert as she is on her CDs and on TV! The only really crummy thing was that she chopped off all her hair. It really bugged Brig and I!
Leaving the concert was pretty fun as well - Brigitte put her "mad driving skills" to use. We were out of there in under 15 minutes - the last time I was at a concert there it took 2 1/2 hours to get out! She pulled some pretty amazing freeway maneuvers (no need for the oh $&%^ handle) and we were home in no time.
Here's Brig and I before the concert:
Here we are in between the opening act and Kelly - just goofing off. Eva, recognize the sweatshirt?
Today was a blast and tomorrow is house hunting day! Woo hoo! :)
Seriously, the concert was a blast. We got there just in time, heard the opening act do their thing (Rooney was the name of the band) and then Kelly did about an hour of music. She did some stuff off her new album that's coming out as well as some old stuff and some borrowed music. Towards the end Brigitte comments on how amazing it is that singers remember so many songs - just a few minutes later Kelly totally forgot an entire verse. She was good about making a joke, but Brigitte's timing was hilarious. No doubt about it, that girl can sing. She is just as good in concert as she is on her CDs and on TV! The only really crummy thing was that she chopped off all her hair. It really bugged Brig and I!
Leaving the concert was pretty fun as well - Brigitte put her "mad driving skills" to use. We were out of there in under 15 minutes - the last time I was at a concert there it took 2 1/2 hours to get out! She pulled some pretty amazing freeway maneuvers (no need for the oh $&%^ handle) and we were home in no time.
Here's Brig and I before the concert:
Here we are in between the opening act and Kelly - just goofing off. Eva, recognize the sweatshirt?
Today was a blast and tomorrow is house hunting day! Woo hoo! :)
Thursday, August 3, 2006
Concerts, Houses and Muscles
I know, probably the weirdest blog title ever. Eh.
Tomorrow night is the Kelly Clarkson concert. Is it weird that at 25 I'm super excited? Out of all the winners, I really like her the best - the girl can sing (ok, so I voted for Justin. I liked the hair). We'll see - it promises to be a good show!
In other exciting news, I'm going house hunting this weekend! Like actually INTO the houses house hunting! I can't even begin to describe how excited I am - this has been one of my dreams and I've been waiting a very long time for it to happen! I'm trying not to get my hopes up - there are a few houses that I've driven by that I really like, but I'm prepared for them to suck on the inside. That way, if they don't I'll be pleasantly surprised!
Finally, I started physical therapy for my hip this week. Three times a week for the next four weeks. Fun times. As it turns out, I favor the foot that I broke (shocker, isn't it?), but haven't really noticed until I started training for the triathlon. Now the opposite hip is hurting because I'm using it to compensate for a weak ankle and foot. I can't believe how horrible my balance and how weak my ankle have become! He did some deep massage today (read: dug his elbow into my hip) which helped at the time but has now made me really sore. That and ultra sound. Which was super embarrassing because I had to lay on my stomach and pretty much pull my pants down. He's just chatting away while my white little butt is hanging out there. So much for modesty... But, I'm determined to make this work, so I'm diligently doing my exercises.
I'm off to bed now. I meant to go to sleep much earlier so I wasn't tired for the concert, but that didn't happen...
Tomorrow night is the Kelly Clarkson concert. Is it weird that at 25 I'm super excited? Out of all the winners, I really like her the best - the girl can sing (ok, so I voted for Justin. I liked the hair). We'll see - it promises to be a good show!
In other exciting news, I'm going house hunting this weekend! Like actually INTO the houses house hunting! I can't even begin to describe how excited I am - this has been one of my dreams and I've been waiting a very long time for it to happen! I'm trying not to get my hopes up - there are a few houses that I've driven by that I really like, but I'm prepared for them to suck on the inside. That way, if they don't I'll be pleasantly surprised!
Finally, I started physical therapy for my hip this week. Three times a week for the next four weeks. Fun times. As it turns out, I favor the foot that I broke (shocker, isn't it?), but haven't really noticed until I started training for the triathlon. Now the opposite hip is hurting because I'm using it to compensate for a weak ankle and foot. I can't believe how horrible my balance and how weak my ankle have become! He did some deep massage today (read: dug his elbow into my hip) which helped at the time but has now made me really sore. That and ultra sound. Which was super embarrassing because I had to lay on my stomach and pretty much pull my pants down. He's just chatting away while my white little butt is hanging out there. So much for modesty... But, I'm determined to make this work, so I'm diligently doing my exercises.
I'm off to bed now. I meant to go to sleep much earlier so I wasn't tired for the concert, but that didn't happen...
Sunday, July 30, 2006
Ladies Night Out, Ladies Night In
What a crazy weekend!
Friday night us girls (Amber, Brigitte and Kristine) decided to go out and get our groove on. We got all dolled up and headed over to Barcode.
We were a little nervous because it was 18 and up night, but it turned out to be a total blast! We got in for free because these guys out front gave us free passes. The drinks were awesome (yeah for Blue Hawaiians and rum!). We met some very nice boys from New York who danced with us for part of the night. Kristine then decided to trade her dancing services for mine and Brigitte's shots of tequila and rum. It was hilarious - this guy offered to buy the drinks if she danced with him... not a bad deal! :) We stayed until they closed and as we were leaving we took the most hilarious pictures. The first one was with a security guard that we actually thought was a cop (at this point Brig, Kris and I were a little tipsy - thanks for driving us around Amber!).
The second was this dude who stuck his head in our car and told us about his band, Indulgence. Kristine proceeded to give him a lecture on being humble once he made it big. I proceeded to tell him that his drummer was driving away without him.
Needless to say, drunk Brigitte takes some pretty hilarious pictures (some of which will never see the internet...). We goofed off pretty much the whole ride back:
We went to Mel's at about 3am to eat breakfast (because for some reason we were STARVING). Brigitte and I proceeded to sing into anything we could get our hands onto (gee, that doesn't sound familiar, does it?). For me, it was a fork of hash browns. For Brig, it was a piece of bacon.
Yesterday we headed out to Folsom Lake for the afternoon. The water was beautiful and the weather was great! After that we decided that we needed a girls night in. Alyse brought over some movies and Brigitte and I bought like ten pounds of candy.
Yeah, it was great.
Today we all headed out to Kara and Jeremy's for a BBQ/pool party. It was a blast! Their new apartment is so cute and the two of them put together a yummy little feast! I also scored us tickets to the Kelly Clarkson concert next Friday. I'm so excited! Amy and her friend were supposed to go, but can't, so Brig and I pounced on the tickets! My summer of concerts continues! :)
Ok, off to relax and unwind!
Friday night us girls (Amber, Brigitte and Kristine) decided to go out and get our groove on. We got all dolled up and headed over to Barcode.
We were a little nervous because it was 18 and up night, but it turned out to be a total blast! We got in for free because these guys out front gave us free passes. The drinks were awesome (yeah for Blue Hawaiians and rum!). We met some very nice boys from New York who danced with us for part of the night. Kristine then decided to trade her dancing services for mine and Brigitte's shots of tequila and rum. It was hilarious - this guy offered to buy the drinks if she danced with him... not a bad deal! :) We stayed until they closed and as we were leaving we took the most hilarious pictures. The first one was with a security guard that we actually thought was a cop (at this point Brig, Kris and I were a little tipsy - thanks for driving us around Amber!).
The second was this dude who stuck his head in our car and told us about his band, Indulgence. Kristine proceeded to give him a lecture on being humble once he made it big. I proceeded to tell him that his drummer was driving away without him.
Needless to say, drunk Brigitte takes some pretty hilarious pictures (some of which will never see the internet...). We goofed off pretty much the whole ride back:
We went to Mel's at about 3am to eat breakfast (because for some reason we were STARVING). Brigitte and I proceeded to sing into anything we could get our hands onto (gee, that doesn't sound familiar, does it?). For me, it was a fork of hash browns. For Brig, it was a piece of bacon.
Yesterday we headed out to Folsom Lake for the afternoon. The water was beautiful and the weather was great! After that we decided that we needed a girls night in. Alyse brought over some movies and Brigitte and I bought like ten pounds of candy.
Yeah, it was great.
Today we all headed out to Kara and Jeremy's for a BBQ/pool party. It was a blast! Their new apartment is so cute and the two of them put together a yummy little feast! I also scored us tickets to the Kelly Clarkson concert next Friday. I'm so excited! Amy and her friend were supposed to go, but can't, so Brig and I pounced on the tickets! My summer of concerts continues! :)
Ok, off to relax and unwind!
Wednesday, July 26, 2006
Worst.Day.Ever.
Ok, maybe not ever, but in a long while.
First and definitely the worst part of the day: Adam and Eva had to put their dog Highway (aka "Snoops") to sleep. He had some pretty severe arthritis and was having problems walking. A very sad thing, as he was one of the most loving dogs I've ever met. My favorite thing about him was his big fuzzy ears. They had the vet come to their house so that he could be comfortable and not be scared. I think that's such an amazing thing to do and I'm glad he went in the beauty of their backyard garden. Rest in Peace Snoops!
Secondly, work was completely and utterly overwhelming. Not the good-make-you-a-better-worker kind of overwhelming, but the near-tears-at-your-desk kind. Not good in any way, shape or form. It was just one of those days that I felt totally frustrated and helpless. I hate that.
Those two things coupled with the fact that part of my arm won't stop itching, and well, there you have it. Worst day in a while.
I'm off to bed.
First and definitely the worst part of the day: Adam and Eva had to put their dog Highway (aka "Snoops") to sleep. He had some pretty severe arthritis and was having problems walking. A very sad thing, as he was one of the most loving dogs I've ever met. My favorite thing about him was his big fuzzy ears. They had the vet come to their house so that he could be comfortable and not be scared. I think that's such an amazing thing to do and I'm glad he went in the beauty of their backyard garden. Rest in Peace Snoops!
Secondly, work was completely and utterly overwhelming. Not the good-make-you-a-better-worker kind of overwhelming, but the near-tears-at-your-desk kind. Not good in any way, shape or form. It was just one of those days that I felt totally frustrated and helpless. I hate that.
Those two things coupled with the fact that part of my arm won't stop itching, and well, there you have it. Worst day in a while.
I'm off to bed.
Tuesday, July 25, 2006
Welts
Hi all - so sorry I went dark for a few days. Just getting things figured out and getting lots of rest. Between the heat and the blood donation I was pretty exhausted!
I officially hate summer. I take back anything nice I ever said about it. San Diego definitely turned me into a wimp! This over 100 degrees (and when I say over, I mean well over, like 110 and above) with any kind of humidity for more than 10 days stuff has to stop. For real!
In other exciting news (I know most of you are bored with this), Brigitte and I have been waging our campaign against spiders and all things creepy crawly.
I'm getting better with dealing with them by leaps and bounds, however, I still panic when I see them. Gonna have to work on that...
Today was allergy skin test day. Fun times. You go in and they draw all these little hash marks on your skin with permanent marker. Then they drop little eyedroppers full of everything you could possibly be allergic to onto each of the little hash marks (I had 60 - 30 on each arm). Once that's done, the doctor comes in and scratches you in the middle of the little puddles. Then comes the fun part where you get to sit and itch for 45 minutes. You can't scratch because that would spread the allergens to other areas of your arm and give you a false reading. So you scratch AROUND the outside and you blow on it. In the end, the entire grass side of my arm swelled up pretty badly (like we're talking 10 spots the size of a dime) as well as the dust and weeds. The good news is that I'm fine with dogs and cats! :)
Nothing else super exciting. Work has been crazy, so again, I can't wait to go and play on the weekend! :)
I officially hate summer. I take back anything nice I ever said about it. San Diego definitely turned me into a wimp! This over 100 degrees (and when I say over, I mean well over, like 110 and above) with any kind of humidity for more than 10 days stuff has to stop. For real!
In other exciting news (I know most of you are bored with this), Brigitte and I have been waging our campaign against spiders and all things creepy crawly.
Anna & Brigitte - 5 (Brig, I got a MASSIVE daddy long legs today)
Spiders - 0
I'm getting better with dealing with them by leaps and bounds, however, I still panic when I see them. Gonna have to work on that...
Today was allergy skin test day. Fun times. You go in and they draw all these little hash marks on your skin with permanent marker. Then they drop little eyedroppers full of everything you could possibly be allergic to onto each of the little hash marks (I had 60 - 30 on each arm). Once that's done, the doctor comes in and scratches you in the middle of the little puddles. Then comes the fun part where you get to sit and itch for 45 minutes. You can't scratch because that would spread the allergens to other areas of your arm and give you a false reading. So you scratch AROUND the outside and you blow on it. In the end, the entire grass side of my arm swelled up pretty badly (like we're talking 10 spots the size of a dime) as well as the dust and weeds. The good news is that I'm fine with dogs and cats! :)
Nothing else super exciting. Work has been crazy, so again, I can't wait to go and play on the weekend! :)
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